A: Your Equifax Credit Score™ is a number, between 280 and 850, that is used to show your risk as a Borrower. The higher your credit score, the lower the perceived risk to the Lender. Credit scores are important to show Lenders that you are a responsible Borrower, but they are not the only factor used in determining whether or not a loan is given. Credit scores are calculated by a variety of criteria, including how much debt you have, how on time your payments are, how much your payments are and any delinquent accounts you have. Getting your Equifax Credit Score™ and adding it to a loan project in Weemba WILL NOT affect your credit score in any way! For a more in-depth discussion of credit scores, the major credit bureaus and score calculation, see here.